Habitat seeking families
Posted: Tuesday, May 24, 2011 3:41 pm
The Messenger, May 24, 2011
Obion County Habitat for Humanity is now accepting applications for 2011 for local families.
“The housing cost of a Habitat Home is likely the best home building deal in America,” a spokesman for the organization says. “Homeowners are provided a ‘no interest’ loan and labor cost is kept low due to ‘Sweat Equity’ and volunteers. Partner families must complete 300 hours of their own labor to qualify for a Habitat home.”
Qualifications consists of the following:
1. Need — applicant must reside in housing deemed indecent because of unlivable conditions such as a state of disrepair, an unsafe neighborhood or overcrowding.
2. Applicant must partner with Habitat in the building of their own home by providing a labor force and support and also providing 300 hours of their own “sweat equity.”
3. Applicant must have a good credit rating and fit the financial window of “low income.”
4. A $600 downpayment is required.
Habitat is searching for a family to whom they can lend a “hand up.” The Christian-based ministry is a self-help program reaching out to those who strive to do their best, according to the spokesman.
Applications may be picked up at the local office located at 228 East Main St. in Union City during the week. The office is closed Thursdays. For more information, call 885-7126 or write to Obion County Habitat for Humanity, P.O. Box 535, Union City, TN 38281
Applications must be completed with all information or they will not be processed. A home visit will be necessary, providing the application is complete and the applicant submits information supporting all qualifications.